How I can help you

Score counseling includes retail start-ups,home based businesses,artists,software consultants,interior decoraters,real estate venture capital investors.Consultant to insurance industry clients analyzing existing operations and recommending changes and improvements.Volunteer elementary school teacher specializing in remedial needs. Over 40 years in the domestic and international insurance industry serving in various senior and executive management positions. CEO of international operations of a major U.S. insurer. Offices in 17 countries with 1 billion in gross revenue.

Areas of Expertise

  • Business Strategy & Planning
  • Business Operations
  • Sales, Marketing & Public Relations

Industry Experience

  • Retail & Wholesale Trade


B.S. Fordham University 1962. Various management and skill development courses.

Joseph A Graziano

Communication Methods

  • In Person